Coronavirus – What Does Your Insurance Cover?

LINCOLN-(KFOR Mar. 11)-The Nebraska Department of Insurance (NDOI) has communicated with the major health insurance carriers in Nebraska regarding the Coronavirus, also known as COVID-19. The following insurers and their responses to COBID-19 can be found below and will be updated when new information is provided by insurers:

Aetna: Aetna will waive co-pays for all SARS-CoV-2 testing for all insured enrollees, whether the enrollees are in commercial, Medicare or Medicaid plans. Self-insured employers can opt in. Aetna is also offering zero co-pay telemedicine visits for any reason, and it’s offering its Medicare Advantage virtual evaluation and monitoring visit benefit to all fully insured members.

Blue Cross and Blue Shield of Nebraska: Blue Cross and Blue Shield of Nebraska will cover, with no cost share to the member, the appropriate medically necessary diagnostic testing for COVID-19, where it is not covered as part of the Public Health Service response.

Bright Health: Bright Health will treat the diagnostic test for COVID-19 like preventative care, which is covered at no cost.

Medica: Medica will waive co-pays, co-insurance and deductibles related to COVID-19 testing for all fully insured group, individual and Medicare members.

UnitedHealthcare: UnitedHealthcare will waive member cost sharing, including copays, coinsurance and deductibles, for COVID-19 diagnostic testing provided at approved locations in accordance with CDC guidelines for all commercial insured, Medicaid and Medicare members. UnitedHealthcare will also work to support self-insured customers who choose to implement similar actions.

The Department encourages consumers to carefully read their benefit plan or call their insurer directly regarding their coverage benefits if treatment is needed due to contraction of Coronavirus.

READ MORE: Fifth Person In Nebraska Tests Positive For COVID-19